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AIG Direct

AIG Direct is a trading name of UNAT Direct Insurance Management Limited, which is a member company of AIG, working in over 130 countries and jurisdictions. AIG companies have been insuring people in the UK since 1928.

AIG Direct Accident and Health Insurance products are designed to cover you and your family financially at a time when you need it most. They can provide you with a choice of cover that suits your personal needs and helps you stay protected.

The WellWoman Plan is a gender specific cancer cover Plan marketed to women aged 18 to 69. It is a sensible choice for all women who’d like to face the future with fewer financial worries. It pays out at a time when money is the last thing they should be concerned about.

AIG Direct will offer guaranteed acceptance to the WellWoman Plan providing the recipient is a Woman aged 18-69 yrs and a permanent resident in the UK. Acceptance is guaranteed without the need of a medical examination.

The cover offers up to £25,000 worth standard cover with £50,000 premier cover

Summary of benefits:

  • Cash payment on diagnosis. £25,000 tax-free benefit with Standard Cover. £50,000 with Premier cover
  • Carcinoma in situ (CIS) covered - Full benefits for CIS of breast
  • Day case surgery benefit for CIS other than breast of £1,000
  • 24 hour medical helpline
  • Care Advisory Service including extensive counselling and support
  • Plan can be held until 75th birthday
  • 90 day waiting period (excluding hospitalisation period)
  • £50 per day hospitalisation benefit applies if you are diagnosed with a covered cancer in the first 90 days
  • 7 female-specific cancers covered
  • Premiums start at just £3.95 per month. For a woman aged 35-39 standard cover costs just £5.95 a month
  • No medical needed
  • No hereditary questionnaire

AIG Direct will pay the first month’s premium and the customer has the choice of an MP3 player or mystery gift. The policy gift will be sent within 28 days of receiving the first payment.


Significant Exclusions and Limitations

No benefits will be payable:

  • If you are diagnosed as having cancer within 90 days after your cover started (does not apply to hospital benefit)
  • For the cancer for which you are claiming, if you had been diagnosed with the same cancer before your cover started.
  • For any cancer directly or indirectly caused by any medical condition of which you were aware or not, and whether diagnosed or not, for which before the start date of your cover you received medication, advice, treatment or experienced symptoms.

Please see Policy Document for full Terms and Conditions
 

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