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AIG Direct
AIG Direct is a trading
name of UNAT Direct Insurance Management Limited, which is a
member company of AIG, working in over 130 countries and
jurisdictions. AIG companies have been insuring people in the UK
since 1928.
AIG Direct Accident and Health Insurance products are designed to
cover you and your family financially at a time when you need it
most. They can provide you with a choice of cover that suits your
personal needs and helps you stay protected.
The WellWoman Plan is a gender specific cancer cover Plan marketed
to women aged 18 to 69. It is a sensible choice for all women
who’d like to face the future with fewer financial worries. It
pays out at a time when money is the last thing they should be
concerned about.
AIG Direct will offer guaranteed acceptance to the WellWoman Plan
providing the recipient is a Woman aged 18-69 yrs and a permanent
resident in the UK. Acceptance is guaranteed without the need of a
medical examination.
The cover offers up to £25,000 worth standard cover with £50,000
premier cover
Summary of benefits:
-
Cash payment on
diagnosis. £25,000 tax-free benefit with Standard Cover. £50,000
with Premier cover
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Carcinoma in situ
(CIS) covered - Full benefits for CIS of breast
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Day case surgery
benefit for CIS other than breast of £1,000
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24 hour medical
helpline
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Care Advisory Service
including extensive counselling and support
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Plan can be held
until 75th birthday
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90 day waiting period
(excluding hospitalisation period)
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£50 per day
hospitalisation benefit applies if you are diagnosed with a
covered cancer in the first 90 days
-
7 female-specific
cancers covered
-
Premiums start at
just £3.95 per month. For a woman aged 35-39 standard cover
costs just £5.95 a month
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No medical needed
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No hereditary
questionnaire
AIG Direct will pay the
first month’s premium and the customer has the choice of an MP3
player or mystery gift. The policy gift will be sent within 28
days of receiving the first payment.
Significant Exclusions and Limitations
No benefits will be
payable:
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If you are diagnosed
as having cancer within 90 days after your cover started (does
not apply to hospital benefit)
-
For the cancer for
which you are claiming, if you had been diagnosed with the same
cancer before your cover started.
-
For any cancer
directly or indirectly caused by any medical condition of which
you were aware or not, and whether diagnosed or not, for which
before the start date of your cover you received medication,
advice, treatment or experienced symptoms.
Please see Policy
Document for full Terms and Conditions
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