| Travel Insurance Jargon Buster
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| To find a word fast, press CTRL-F on your keyboard.
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| CTRL-F on your keyboard to perform a word search
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Account Number
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Please enter your bank account number, as printed on your cheque book.
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| Advice before you travel
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| Advice on visa requirements, requirements for inoculations, time differences and bank opening hours. For full details please click here to review the full policy wording.
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| Age
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| Please enter age at last birthday, as at today's date. For babies under one year, enter their age as zero.
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| Annual Multi-Trip Policy
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| This type of policy covers you for any number of trips, provided that each trip starts and ends in the UK and each trip is less than 45 days (90 days for business trips). This policy is valid world-wide and up to 17 days winter sports cover is automatically included.
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| Annual Winter Sports Cover
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| Please be aware that the Annual Multi-Trip Policy automatically includes up to 17 days Winter Sports cover, but piste closure cover is excluded in the UK and Bulgaria at all times and piste cover is also excluded for all countries outside of the period 1st November to 31st March.
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| If you need more than 17 days Winter Sports cover, please choose the Single Trip Policy.
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| Baggage Cover
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| You can choose whether you want to include baggage cover. Some home contents insurance policies cover your baggage whilst you are travelling. If you know that yours does, or if you do not require any baggage cover, you can save money by excluding it from this policy. If in doubt, check
the details of your home contents insurance carefully before excluding baggage cover from this policy.
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| Cancellation or curtailment
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| Unused travel and accommodation if you have to cancel or cut short your holiday. For full details please review the full policy wording.
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| Card Issue Number
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| Some types of card require an issue number. Please enter it here, if required.
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| Card Number
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| Please enter the number of your credit card (this is usually a long number printed across the middle of the card).
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| Card Type
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| Please select the type of card from the drop down list. We are sorry, but we cannot currently accept debit or switch cards.
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| Cardholder's Name
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| Please enter your name, as it appears on your card.
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| Contact Phone Number & e-Mail
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| Please give us a contact phone number and, if you have one, an e-mail address so that, if we need to contact you with a query about your application, we are able to do so. It is not compulsory to supply these details, but it will help us to sort out any problems that may occur quickly.
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| Delayed baggage
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| Refund of cost of necessities - when delayed 12 hours or more on the outward journey. For full details please review the full policy wording.
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| Departure delay
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| Compensation if the flight, train or sailing you are booked on is delayed at point of departure by more than 12 hours. For full details please review the full policy wording.
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| Excess Waiver
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| For a small additional premium, policy excesses will not apply if you need to make a claim. For full details please
contact your
travel insurance company to review the full policy wording.
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| Expiry Date
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| Please enter the month and year of the expiry date of your card (e.g.. 12/00).
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| Flat or Apartment Number or Name
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| If you have one, please enter your flat number or flat name.
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| Forenames
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| Please enter forename(s).
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| Gender
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| Please tell us whether each member of your party is male or female.
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| Health conditions
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| Please answer "yes" if any of these medical conditions apply to any of your party or if any of them are using prescribed medication (other than oral contraceptives). If in any doubt whatsoever, answer "yes".
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| Help while you're away
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| Assistance in replacing medical drugs, tracing lost luggage, transferring emergency funds. For full details please
contact your
travel insurance company to review the full policy wording.
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| Hospital benefit
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| £35 for each 24 hours any member of your party spends in a hospital abroad. For full details please review the full policy wording.
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| House Number or House Name
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| Please enter the house number or house name of your correspondence address. |
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| How did you hear about us?
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| Please help by telling us how you heard about our website. This information helps us to understand how to make our promotion more effective. If we are more efficient, we are able to keep our prices more competitive in the future.
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| How long for?
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This is optional if you just want a quote for an annual policy.
For single trip policies, or if you want to compare single-trip with annual, please tell us when your next trip ends, either by telling us the date that you arrive back home or the number of days you will be away.
Remember to include both the day of outward travel and the day of return travel (typically a 7-night holiday will need 8 days of cover and a 14 night holiday, 15 days).
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| How many people need cover & how old are they?
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Please tell us the number of people who will be travelling in your
party in each age group, including yourself (e.g. number of children aged 2-15, number of adults
aged 16-64 etc). It is the age of each person today that is important.
In some cases, infants and children go free, but please still include them. We will work out
the price taking into account these special offers.
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| If you need help
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| If you're not sure how to fill in a particular part, click on the "i" button next to it. An explanation will appear in a small window.
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| Legal advice and expenses
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| Provides a legal advice service plus help with legal expenses if you need to make a claim for compensation against another party for loss, damage, injury or death as a result of your trip. Please click here to review the full policy wording.
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| Medical expenses
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| Medical treatment while you're abroad, hotel expenses and the cost of returning home, also emergency dental treatment. For full details please review the full policy wording.
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| No e-mail
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| Tick here to tell us that you do NOT wish to receive promotional material from
the travel insurance
company by e-mail. Please remember that it may take a few days for all our records to be updated with this information. Please accept our apologies if you receive e-mails in the meantime.
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| No mail
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| Tick here to tell us that you do NOT wish to receive
promotional material from the insurance
company by post. Please
remember that it may take several weeks for this to take effect because some material
may already be "in the pipeline". Please accept our apologies if you receive
something in the next few weeks.
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| No phone calls
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| Click here to tell us that you do NOT wish to receive sales & marketing phone calls from
the travel insurance company. Please remember that it may take a few days for all our records to be updated with this information Please accept our apologies if you receive calls in the meantime.
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| Passport loss
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| Covers the extra expenses for you to obtain a replacement.
For full details please review the full policy wording.
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| Personal accident
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| If your baggage is stolen, lost or damaged. For full details please review the full policy wording.
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| Personal liability
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| Covers your legal liability for damage or injury to others. For full details please
search and review the full policy wording.
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| Personal money
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| Covers the theft or loss of your money, tickets and travellers cheques and the fraudulent use of your credit card. For full details please review the full policy wording.
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| Policy Start Date
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| Please enter the date on which you wish the policy to start. This is the date on which you wish to travel if you are applying for single trip insurance. If you are applying for an annual multi trip policy, and you already have an existing one, the start date may be the expiry date of your existing policy.
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| Postcode
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| Please enter the postcode of your correspondence address, which must be in the UK. If you do not know your postcode, please use the Royal Mail's postcode finder service
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| Reference
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| If you know it, please enter the reference code. If not, please leave blank. The reference code is usually printed on our advertisements underneath or next to our website address.
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| Return Date or Duration
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If you want a single trip quotation, please either tell us when you are coming back or how long you are going for (duration of travel in days). You do not need to enter anything here if you want just an annual quote, but if you do enter something, we will give you both an annual quote and a single trip quote so that you can compare costs. If you enter a duration, remember to include both the day of travel and the day of return.
For example, a 7 day holiday normally requires 8 days of cover; a 14 day holiday normal requires 15 days of cover.
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| Single-Trip Policy
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| This type of policy covers a single trip or holiday and only provides cover for the specified zones that you are visiting. Your trip must start and end in the UK.
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| Ski hire
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| Up to £20 a day replacement equipment hire if yours does not arrive.
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| Ski pass
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| Covers loss or theft of your ski pass.
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| Start Date
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| Please enter the month and year of the start date of your card (eg. 02/99).
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| Surname
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| Please enter surname.
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| Title
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| Please select a title (eg. Mr, Mrs, Miss, Ms). This information is used if we need to write to you.
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| What optional extras do you require?
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| If you require winter sports cover for a single-trip quote, please tell
us. .
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| Note that up to 17 days winter sports cover is automatically included with our annual policies, so the answer to this question will not make any difference to the price quoted for annual cover. It will, however, affect the price quoted for single-trip cover.
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| When are you going?
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| Please tell us when you want the policy to start. For single trip policies, this should be the date you wish to travel. If you want a quote for both annual and single trip, use the start date of your next trip.
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| Where are you going?
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Please tell us which zones you need cover for. If you will visit countries in more than one zone, select the highest zone.
Zone 1 includes England, Ireland, Scotland, Wales, Channel Islands, Isle of Man and Northern Ireland but EXCLUDES the Republic of Ireland.
Zone 2 includes all of Europe, including countries formerly in the USSR that are west of the Ural Mountains, plus islands in the Mediterranean, Morocco, Algeria, Tunisia, Turkey, the Canary Islands, Madeira and the Azores.
Zone 3 includes all other countries, except those listed below in Zone 4.
Zone 4 includes the USA & Canada, plus all islands in the Caribbean, Alaska and Hawaii.
Still not sure which zone to choose? Search
for our A-Z index of countries
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| Winter Sports
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| If you plan to go skiing you should include winter sports cover. This means you will be covered in case of a medical emergency. Your equipment is also covered (up to £750) and we may compensate you if you cannot ski because of piste closure. There are restrictions and exclusions that apply, particularly to piste closure cover. For full details please review the full policy wording.
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